Online banking

Loan calculator

Use our loan repayment calculator to tell us what you want to borrow, and we'll show you an example of what you might repay.

If we make you an offer, your rate and payments may be higher depending on our assessment of your circumstances and financial behaviour. Available to over 18's only, subject to status.

Please enable JavaScript

You have JavaScript disabled in your browser. To use our loan calculator, and to enter our loan application you will need to enable JavaScript. You can find help for the most popular browsers on their help and support pages. We have linked to the most popular browsers and devices that use our site:

Tell us about the personal loan you'd like

What will you use this loan for?

We mean a loan for home improvements like replacing permanent fixtures and fittings such as your kitchen or bathroom, adding double glazing, adding a conservatory, adding an extension or making structural changes.

If you are decorating or replacing carpets please choose "Something else"

We will only lend for debt refinancing or debt consolidation if you are 22 or older

How much do you want to borrow?
Over how long?
What will you use this loan for?
I have a single reason
How much do you want to borrow?
+
+
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£
Over how long?

Yes, I have a Clubcard. Clubcard customers qualify for our Clubcard rates

Representative example
For customers without a Clubcard

  • Total amount repayable
  • Monthly repayment
  • Representative APR
  • Loan amount
  • Length of loan
  • Annual rate of interest (nominal)

What do we mean by APR and annual rate of interest?

Your annual rate of interest is what applies to your loan only, and it is fixed to this value over the term of your personal loan.

APR is useful for comparing loan and credit offers when you borrow, it is your annual rate of interest plus any additional fees e.g. if you take our courier service, as you will pay an additional fee for this service, it will have a small effect on the APR over the term of your loan.

Before you apply for a loan

To be eligible for a loan you must:

  • be aged between 18 and 74
  • be in employment with no probationary period, or have regular income e.g. pension
  • have lived in the UK for at least 3 years
  • have a UK personal current account

This loan has fixed monthly payments for the term of the loan. Please think about how your circumstances might change over the term of the loan, and if this might affect your ability to repay.

During the application you will need:

  • your current account bank sort code and account number
  • details of your regular monthly income after tax
  • your credit and store card limits, current balances and time held
  • details of any existing loan balances and monthly repayments
  • details of your mortgage or rent payments
  • your address details for the past three years
  • your current employer's address details (if applicable)
Will this be a joint application?

Do we know you?

If we recognise that you already have Online Banking login details, we may ask you to log in and may be able to complete some of your application for you.

Date of birth

Joint applicant's details

When making an application for a joint account, please make sure you have permission from the other person to provide us with their personal information.

If your joint applicant has an existing Tesco Bank savings, loan or current account, but you don't, ask them to complete this application as it will help to speed up the process.

Joint applicant's date of birth